Question 1

What is credit repair and How fast can you fix your credit?

Accepted Answer

Credit repair is the process of improving your credit score by identifying and disputing errors on your credit report, negotiating with creditors to remove negative information, and implementing strategies to improve your credit utilization and payment history. The speed at which you can fix your credit depends on the severity of your credit issues and the strategies you use to address them. It can take anywhere from a few months to a year to see significant improvements in your credit score.

Question 2

Is Credit Repair Worth the Cost?

Accepted Answer

It depends on your individual situation. If you have a lot of errors, collections, charge offs and others negative derogatories on your credit report or have been a victim of identity theft, it may be worth paying for a credit repair service. However, if your credit issues are minor or can be resolved on your own, it may not be worth the cost. It's important to do your research and carefully consider your options before making a decision.

Question 3

How Long Does It Take to Improve Your Credit Score?

Accepted Answer

The amount of time it takes to improve your credit score depends on a variety of factors, including the severity of your credit issues and how quickly you can make changes to improve your credit habits. Generally, it can take anywhere from a few months to a year or more to see significant improvement in your credit score.

Question 4

How much does the credit repair service cost?

Accepted Answer

The cost is $129 per 30 day (monthly) service. While Credit Repair King does offer some of OC’s best credit repair services in terms of delivering results and speeding up process timelines – we’re proud to say that Credit Repair King offers the most affordable and effective credit repair solutions in the industry. We believe that everyone should have the right to own their credit and we want to help you or your business achieve this. Call us today for a credit service and cost that is tailored to you.

Question 5

What is your refund policy?

Accepted Answer

Credit Repair King's give you the best in the industry a 90-day 100% money back guarantee.  If we remove no negative items*

Question 6

How Paying Off Debt Collections Can Help Your Credit Score

Accepted Answer

Minimally paying off debt collections can improve your credit score. While the collection account will still remain on your credit report for up to seven years, paying it off shows that you are taking responsibility for your debts and can improve your creditworthiness in the eyes of lenders.

Question 7

7 Ways to Improve Your Credit Score

Accepted Answer

Answer: Some tips to improve your credit score include paying bills on time, keeping credit card balances low, disputing errors on your credit report, and avoiding opening too many new credit accounts at once. Additionally, paying off collections accounts and keeping old accounts open can also help improve your score over time.

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