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Credit repair is the process of improving your credit score by identifying and disputing errors on your credit report, negotiating with creditors to remove negative information, and implementing strategies to improve your credit utilization and payment history. The speed at which you can fix your credit depends on the severity of your credit issues and the strategies you use to address them. It can take anywhere from a few months to a year to see significant improvements in your credit score.

It depends on your individual situation. If you have a lot of errors, collections, charge offs and others negative derogatories on your credit report or have been a victim of identity theft, it may be worth paying for a credit repair service. However, if your credit issues are minor or can be resolved on your own, it may not be worth the cost. It's important to do your research and carefully consider your options before making a decision.

The amount of time it takes to improve your credit score depends on a variety of factors, including the severity of your credit issues and how quickly you can make changes to improve your credit habits. Generally, it can take anywhere from a few months to a year or more to see significant improvement in your credit score.

The cost is $129 per 30 day (monthly) service. While Credit Repair King does offer some of OC’s best credit repair services in terms of delivering results and speeding up process timelines – we’re proud to say that Credit Repair King offers the most affordable and effective credit repair solutions in the industry. We believe that everyone should have the right to own their credit and we want to help you or your business achieve this. Call us today for a credit service and cost that is tailored to you.

Credit Repair King's give you the best in the industry a 90-day 100% money back guarantee. If we remove no negative items*

Minimally paying off debt collections can improve your credit score. While the collection account will still remain on your credit report for up to seven years, paying it off shows that you are taking responsibility for your debts and can improve your creditworthiness in the eyes of lenders.

We've stopped providing in person consultations as there is no benefit for our client. We can do everything over the phone or online. Most client preferrably text messaging to communicate with our team. Most text messages get a response within 2-5 minutes of communicating. That's an awesome for our clients.

There are a myriad of services that provide you with your credit score. Some of them will incur a charge, but at Credit Repair King, we will offer it to you for free. Let us be the one to answer your question “Who can help me to fix my credit?” Please refer to the links below for "Free Credit Scores" offers by www.creditkarma.com or www.experian.com (non-affiliated)

Answer: Some tips to improve your credit score include paying bills on time, keeping credit card balances low, disputing errors on your credit report, and avoiding opening too many new credit accounts at once. Additionally, paying off collections accounts and keeping old accounts open can also help improve your score over time.