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  • Writer's pictureCredit Repair King

How to Properly Handle Debt Collectors?

  1. Take a deep breath. Do not panic!

  2. Confirm that the debt is yours by asking for a debt validation letter.

  3. Decide the payment options: via either a lump sum or a repayment plan

  4. Start making payments after securing a valid written agreement and having your debts removed after the payment.

It is crucial for you to take notes throughout the whole process and keep track of the important information such as:

  1. The debt collector information

  2. How much you owe

  3. The interest rate

  4. Steps you can take if you don’t think the debt isn’t your

If there are errors, you will have 30 days to file a dispute.

If you’re overwhelmed and cannot handle them on your own, we completely understand. Negotiating with the debt collectors can be intimidating and time-consuming. That’s why we’re here for you. We offer the best credit repair service and will help you with the process.

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